Westpac 5% Home Loan 2025 Interest Rate

Westpac 5% Home Loan 2025 Interest Rate. Both asb and westpac follow up their home loan rate cuts with reduced rates for term deposit savers. Westpac's home loan interest rates can be found under our variable interest rates or fixed interest rates pages.

Nab economists predict that the current level of 4.35% is the cash rate’s peak, with the first cuts to occur in february of 2025. Westpac also has a floor rate of 5.05%, which means it takes the higher of the serviceability adjusted rate, or 5.05%, and assesses the loan against that.